Tuesday, January 10, 2012
If You Are an Indian Citizen,then You Can Open a Bank Account in 5 Easy Steps
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Opening a Bank Account
A bank is a financial institution that deals with the deposits and other related financial services for he customers.Basically a bank has the job of taking money from those who have it in surplus in the form of deposits and give it to the needy in the form of loans.
A bank deals with money and also provide the facilities of general utility services and agency services to its customers.You can call the bank as a profit seeking institution wit a service oriented approach.
Opening a bank account is real easy
Decide which bank to take account in
You need to take in consideration the availability if bank branches nearby, the customer facilities provided by each of those banks nearby, how secure each bank is? , is it nationalized bank ? and other related questions before taking up with the decision to open a bank account. Now you need to decide the type of account you plan to take.
Go to the bank and meet the manager
Ask him all the doubts about the bank and the interest rates given by the bank in case of different accounts. The interest rates given by each banks may vary. So hence if you understand this before , you will be able to decide which bank you need to do business with.
Fill up the bank account opening form with reference
The first step in getting an account is to fill up the proposal form. You need to give your name address and also give a reference from a member who already has got an account with the bank. Once everything is filled up give it back tot he bank employee.
Submit the form with the necessary documents
Give the completed form to the bank employee who will verify the documents and approve your bank account
Deposit minimum balance
You need to deposit a minimum balance now with the bank . Your account is ready and you are good to go.
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This post was written by: Franklin Manuel
Franklin Manuel is a professional blogger, web designer and front end web developer. Follow him on Twitter
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